CS ON HDFC BANK
* Maintains Outperform; target of ₹1,470* Mgmt believes bank will continue to be dominant player in payments space
* Through its 10-second personal loan, personal loan portfolio has grown 40%
* 40% of applications received digitally & 85% of approvals are within 10 mins
* Believe digitally nimble banks will grab large share of $600 bn opportunity
* HDFC Bank top pick to capture that opportunity; a CS AxJ Focus List stock
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